Single mothers are the women who have tough reality to lead their life with kids. They are broadly disadvantaged compared to other people. They have lower income and they don’t have financial sufficiency to feed their kids and meet their needs as well. But there are a lot of ways to get grants as help to lead a better life for single moms.
Grants are the help that come from different forms such as financial help, foods and medication. But mostly grants are termed as financial help from Federal Government, state government and different private and non-profit organization. In some severe cases, the single mothers can avail emergency cash to make sure they are not leading a very a bad life.
Education for the kids is really another big expenditure that the single mothers have to go through suffocating conditions. But you as single mothers can get free money from the government that you don’t have to pay back. So this article is really for you in case you are experiencing a very tough life and having a financial disaster in your life. we are covering some easily available grants for singel moms programs to make sure you can get your deals.
Why Need Grants For A Single Moms
When someone has a bad reality in leading their life, they need to seek for help. There are different grants to help the single moms in emargency sitution. Part of this, single mothers have to lead a very tough life. These grants are subsidy or help in the form of financial help which are not paid back. A single moms may seek for these grants from the Federal Government, State Government, Private Organization, Non-profit organization, Universities, Colleges and charities etc.
The government and different organization understand the tough reality of the single mothers. For they are entitled to get these grants so that they don’t have to lead a very distressful life with their kids.
Different Grants Program For Single Moms
There are tons of grants for the single moms and they may lead their life with this grant as best support for their life. these grants are available from eh government and different organization. These grants are also easily available and the single moms need to clarify their laxer terms and conditions as eligibility.
1. Federal Pell Grant
Pell grant is mainly powered by the U.S. government to make sure the low-income students can continue their education smoothly. This is a grant to help those students. The students can avail this money for tuition fees and other costs in relation to education. This grant can be eligible for up to 6 years which can be received for one academic year. So, the single moms may avail this grant for kids to support their education. It is totally free money that you never have to pay back. The single moms need to complete a free application for federal student aid and proceed for this grant.
2. Federal Supplemental Educational Opportunity Grant
Federal Supplemental educational opportunity grant is also known as FSEOG that is designed for the undergraduate students. When they need any financial support, they may go with this grant program. This grant is administered by the financial aid office and the single mothers may contact with the school’s financial aid office to get this grant.
3. Hardships Grants For Single Moms
When single mothers have some harsh difficulties such as paying mortgages loans, they may get hardship grants for single mothers. So, the single mothers need to apply for hardship grants. For example, the State Department of Human Services provide emergency rental housing assistance as part of hardship grants for single moms.
4. Dental Grants For Single Moms
When you are suffering from any oral health complication, you may apply for dental grants. There are different Medicaid for the low-income people and single moms. Dental grants for single moms is another great option to go. To get this grant, you need to meet your dentist and get a free oral health assessment. But it is commonly seen that dental grants for single mothers may be so rare but you may go for more Medicaid options through which you can treat your oral complication. So, you search online and local agency to get this grant.
5. Temporary Assistance For Needy Families
Temporary assistance for needy families is a trusted place for the unemployed single moms. Single moms can get emergency help under TANF program. TANF program is divided into two parts which are family grants and child only. Child only grants meet the needs of the child’s all expenditure. The amount of this grant is $8 per day for a child.
On the other hand, family grant meets up family related expenditure which include food, clothing, and shelter. This grant may be available up to 60 months and this may vary according to different states. Any unemployed single mothers with children under 19 years old are entitled to get this grant under TANF.
6. Diversion Cash Assistance
Diversion Cash Assistance is often termed as emergency cash assistance for single mothers. So this cash assistance mainly is important for the emergency needs such as sudden emergency financial crisis. This amount of grant comes up to $1000.
7. Supplemental Nutrition Assistance Program
Healthy people contribute to the healthy development. The aim of the Supplemental Nutrition Assistance Program is to ensure nutrition for the families who don’t afford to buy nutritious foods due to low income. This is a good program through which more than 40 million low income people in the United States of America can afford nutritious foods for their children under 18 years old. When you are single mothers and want to get such kind of grants, you need to fill up an application and contact with local SNAP office.
8. Women infants and children program
Women Infants and children WIC is also government run program which ensures healthy and nutritious foods for the pregnant women and children under 5 years. So, you are single mothers and have a child with the age of 5 years old. There is monthly benefit package which includes one dozen of eggs, $ 6 vouchers for fruits and vegetable and 16 quarts of milk. When you are living with your children under poverty line, you deserve this assistance on the basis of urgency.
9. Child Care Assistance Program
Child care assistance program is another grant program that helps low income people. Part of this program, single mothers can be benefitted highly because this program pays for child care cost. Your income is the main criteria to get this benefit. Surely your income should be limited set by the state where you are located.
10. Child Care Access Means Parents In School Program
Child care access means parents in school program which is known as federal grant program which is designed to provide campus-based child care for low income parents. This program is highly helpful for low income people such as single mothers to support their child care assistance to make sure their children can get a better education with this grant.
11. Section 8 Rental Subsidy
Section 8 is one of the most helpful programs for getting housing of the low-income people. In addition to this, the elderly, the seniors and the disabled person are also entitled to get rental assistance for housing for them. When you have low income set by the median income, you are entitled to get up to 70% of your house rent and utilities from the government program such as section 8 rental subsidy. The rest of the 30% of the rent and utilities is your responsibility to pay the landlords.
12. Public Housing Program
Public housing program is another rental assistance program which is really helpful for single mothers. This program is same as section 8 voucher but the difference is that this program is designed for the people having income up to 80% of median according to the county level. This program is really a good support for the housing of the seniors, low income people and disabled people. Part of this, single moms may also proceed with an application to the local housing authoring in the city and you surely deserve the housing according to your eligibility.
13. Low Income Home Energy Assistance Program
Utility cost is not going to be another burden because low income home energy assistance is a program that provides financial support for the low-income households. This financial support is a portion of the monthly utility bill which is paid directly to the utility company by this program. So single mothers can apply for this grant in case her income does not exceed to the 60% of median income.
14. Weatherization Assistance Program
Weatherization assistance is another good program that helps the low-income people. Certainly, you consume less energy because you depend on the natural source of energy. Under this program, elderly and single moms with children get higher priority. When your income is below 200% of poverty line, you are going to be eligible to get this assistance.
15. Medicaid Health Insurance For The Poor
Single mothers surely have low income and they don’t afford to buy any medical insurance. In this condition, Medicaid provides financial assistance for the low-income family and single mothers as well. Medicaid is totally for the very poor people and people who are older age. So, this Medicaid can be another good option for single mothers to get medical assistance at free of cost.
16. Children’s Health Insurance Program
Children’s health insurance is another program to help the single mothers. Under this program, uninsured children up to 19 years old get health insurance. This program is specially for those who don’t afford to buy private coverage. This insurance includes doctor visit, vaccination, dental and eye sight development. This program is totally free and single moms can apply for this CHIP program.
17. Supplemental Security Income
The older people and people with different disability have less income to have a better life. Supplemental security income can be a good place where the older people can get cash assistance. So single mothers with disabled children can get this cash assistance and the chance of getting approved is much surer. So single mothers can apply for SSI and you may also visit www.ssa.gov to know every detail.
18. Title X: The National Family Planning program
The Title X but known as title ten is another great program for the low-income people. This national family planning program is designed for the people who don’t have health insurance. For no health insurance, they don’t get health service. so the people may have health service at reduced rates, this family planning programs provide funding to family planning clinics where the people and single mothers can get health services at reduced and free of cost.
19. National School Lunch program
National School lunch program is designed for the students who are from low income family and live below poverty line. This program lets the students buy nutritious and inexpensive lunches for every day. This program is really going to be helpful for single moms to feed their children especially for lunch. The poverty line stands below 130% of the poverty line are considered as eligibility to get this facility. In addition to this, your children can get this lunch program without any formalities in case you are already getting food stamps benefits.
20. The Emergency Food Assistance Program
The emergency food assistance program is another federal grant program through which low income families can get emergency food. The initial eligibility of this program is to have participation in present SNAP and TANF where same income criteria is considered as basis for eligibility.
21. Unemployment Insurance
The Unemployment insurance is administered by the Department of Labour that provides compensation on weekly basis to the unemployed. In the same way, it is common reality to see the single moms with no job. this benefit ranges from $235 to $795 which is really a good deal to erase the curse of being unemployment indeed. You should go to apply through state unemployment agency to get this benefit.
22. Paid Family Leave
When single moms need to take care of her kids, it is sure to take time off from work. So there is a paid family leave that makes sure partial pay to employees. It is really a support from the workplace that single moms can avail. In addition to this, there are some more parental leave benefit which can be another benefit for the father as well.
23. Earned Income Tax Credit
Tax is really a painful and unbearable for the low-income family. If there is no income, there should be no issue to paying tax. The United States of America has a program named as Earned Income Tax Credit which is known as refundable tax credit. This tax credit means an amount of relief from tax. This tax credit depends on your income and number of children. In the same way, single mothers can avail this benefit as grants for meeting up her needs.
24. Grants for American Indian and Alaska Natives
When you are from native American tribal group and you are looking for grants desperately, there are some specific federal financial assistance opportunities which are designed for the American Indians and Alaska Natives. You can know details from www.nativeonestop.gov.
Frequently Asked Questions on Grants For Single Moms
Even if you have got a lot of ways to know where grants are available for single moms, Here are some frequently asked question which can let you know some most important information.
Are There Grants For Single Moms To Buy A House?
Grants are financial assistance which may be available for needy and single moms. This grant also can be used to buy a house indeed. Single mothers are most destitute women who need this type of assistance. The government and different organization also understand this issue extensively. For example, HUD the Department of Housing and Urban Development is the government body where single moms can get all types of information how they can be owner of the house.
HUD has various types of programs for low income people, senior people, people with disability and single mothers. Grants for single moms can be easily available on the basis of hard reality from the HUD guidelines. More importantly, Habitat for Humanity and the Nehemiah Foundation are also the foundation where grants for buying a house are available on the basis of different circumstances
How To Apply For Single Mother Female Owed Small Business Grant?
Single mothers may have small business and surely small business are considered as driving force of the economy. So, the grants are available for the single moms and they can apply for this free grant according to their needs. The eligibility mainly depends on the business owed by a female it is totally running.
There are different government and non-government organization where one can apply through online by submitting an application. On the other hand, there are different local office of the organisation and government agency where one can know details of the application process.
How Can Single Parents Get Financial Help?
When you are single parents and need financial help, you have a lot of ways to claim that you need financial help. When you have low income, you need to clarify the median income. When you have medical support, you may explain that you don’t have any coverage. Single parents should proceed with authentic information to make sure they are approved for financial help more easily.
There are tons of ways discussed above where single parents can get financial help easily. They need to seek this online and website of the grants providing organization and also need to contact with the local office as well.
How Do I Get A Grant For Bills?
When you are flooded with utility bills and you are not able to pay at all, you may get apply for grants for your bills. There are some programs which are designed to help paying heating or phone bill also. For example, the low-income home energy assistance program is designed for the low-income people to help pay for bills. The lifeline program is also another deal to go which provides landline or cell phone service. there are some eligibility requirements to get this grant for bills.
Single moms have a lot of platform to get grants which can support their all needs. When they need these grants, they just need to look for where these grants are available and how these grants can be taken. Surely the government and different organization believe that single mothers need a financial support to foster their kids. So you as single mothers should search these organization and get information on your eligibility to get these grants indeed.