Furniture is indispensable part of life. Everyone wants to add furniture at home with stylish look which is affordable as well. Bob understood this need for the people who have no much money on hand to buy this type of stylish furniture. Bob’s started his furniture business back in 1991 in Newington Connecticut. Even if Bob’s furniture is affordable in terms of price as everyday low price but one can own furniture more easily with simple credit card financing options.
You may not have much money to buy furniture right now but you can go with Bob Furniture Credit Card that has simple and cost-effective plans to pay off the purchase price of the furniture. In this article, we have brought information on how to go with Bob’s Furniture Credit Card program to own furniture even if you don’t have enough money right now indeed.
Why Need Bob’s Furniture Credit Card
Bob’s is a famous brand in the United States of America in the realm of furniture. this brand provides with quality furniture with stylish feature to make sure you can add up furniture with new design at your home. This is really an aesthetic look at your home when you have equipped your house with Bob’s Furniture.
Bob’s has brought three easy financing options to let the customers own furniture with a very lower price. This financing options have a specified timeframe to pay off the purchase amount with stipulated time that has no interest rate and burden at all. More importantly, you don’t have to show a good credit history which may be a big problem somewhere in other stores.
Bob’s Furniture Credit Card Financing Options
Bob’s furniture financing has easy and simple financing options that can let you go payment according to your capability. You may choose one option that can fit your need and capability. But you should make decision after getting much information.
6 Months Special Financing Options
Bob’s furniture financing provides 6 months special payment to make sure one can easily continue to go. This can start after minimum purchase of $399 or more that can be charged with approved credit. There is minimum monthly payment with no interest at the time of promotional time.
but it is important to note that you will be charged interest in case you fail to pay in full within promotional period. This promotional period is 6 months and this option is going to be best for the people who have financial capability in paying the amount within 6 months.
When you are new with your account, the APR of purchase stands at 28.99%. interest rate may come at $1.00 in case interest rate is charged at the billing cycle.
12 Months Special Financing Options
Bob’s Furniture has another plan of 12 months special financing with approved credit on any purchase of $1200. When you are able to purchase of furniture Worthing $1200 or more, you have options to get longer time for monthly payments.
You require minimum monthly payments with no interest rate but you will be charged when you are failed to pay the amount within specified time. when you are going with your new accounts, the APR of purchase is going to be 28.99%. In case there is interest in any billing cycle, the lowest interest rate comes at $1.00.
30 Months Special Financing Options
When you want to go with longer credit card plan like 2.5 years which is pretty a longer time, this plan with Bob’s is perfect for you. But you need to make purchase of $2500. This amount is really a big amount but you have longer time to pay this amount.
There is special rate of 9.99% APR with 30 equal monthly payments. You may calculate the amount of 3.7984% of the original amount and there is no any other cost associated with this amount as monthly payment. There is special term of APR when the qualifying purchase are paid in full. When you are new in the account, you may have to apply for APR for purchase of 28.99%.
Payment of Credit Card Bill
Wells Fargo Bank is partnered with Bob’s furniture credit card program so it is clear that card is issued by this bank. According to customer’s convenience, there are multiple options of payment of credit card payment.
The most important issue in regard to payment is that you may pay over phone or online which is the fasted method in case the payment date is knocking at your door. So, there are some simple payment methods which are discussed below.
Now at this time, it is not possible to make payments to Bob’s furniture store under Covid-19 pandemic. These are available right now.
Online payment is one of the fasted and reliable method of payment for anything. When it comes to the credit amount, you are on the go with your more works. You just need to create an account that ensures easy tools to manage your account and payment as well.
You can transfer amount for credit card payment from your bank account and get statements instantly. For this you just go to pay online and get details for online payment.
Pay over phone
There is another easy system of payment over phone. For this you need to call Bob’s Discount Furniture credit card payment phone number (1-800-869-3557). You may opt for this payment method in case you don’t have any online account.
Pay by Mail
There is Bob’s furniture credit card payment mailing address where you can mail for payment. This is Wells Fargo Financial National Bank, P.O Box 660431, Dallas, TX75266-0431. This method can be okay if you don’t mind to wait for some days. You may need to wait for 7-10 business days
How to Apply for Bob’s Furniture Credit Card
Bob’s furniture credit card application process is simple and one might go without any complex process. When you are going to apply Bob’s furniture credit card, you first need to know what you need to have as minimum requirement.
There are many other credits card company in regard to credit history, good financial status, age and many other things that influence your credit card application process. But you are lucky that you are here to go with Bob’s. You just need to have fair credit score to get started with Bob’s furniture credit card.
Additionally, there is no age limit which is considered as one of the key qualifications for credit card. So there are some few simple process to apply for Bob’s Furniture Credit Card.
- Go to Apply button
- Submit your personal information
- Provide your financial information
- Provide your contact information
- Check and review and go with Bob’s furniture credit card.
FAQ – Bob’s Furniture Credit Card
So we have compiled some answers to the questions which are most important in terms of credit card under Bob’s furniture. You may know more information on Bob’s website to get more information.
What is Special credit card financing under Bob’s Furniture?
We all have plan to buy furniture which becomes crucial need. At this moment, money may be problem and easy financing can be worth adding new furniture at home. Bob’s has special financing program under credit card which provides easy payment and get ownership of the furniture. You may go for Bob’s special financing program with credit card. Under this
Is there any down payment required for credit card?
When you want to buy furniture from Bob’s furniture store, you may opt for special financing program on the basis of credit card. Luckily you don’t have to pay for any down payment. Bob’s furniture credit card has no down payment system as your credit amount will be deducted on the basis of monthly payment.
What is a revolving credit line?
Under Bob’s credit card program, there is revolving credit line. It is simple to go with purchase program as long as your account is open. It is possible to cover the purchase amount with available amount of credit. When a purchase is made, you will be charged a monthly amount to the account in which amount is decreased due to the deduction of purchase amount. It is common to believe that your credit will increase when you pay up the amount of the purchase.
I have bad credit are there any options?
Bad credit may be problem for any type of financial decision. This also impacts for credit card approval. When you have bad credit, you don’t have to worry because there is no issue of bad credit or poor credit. So, there is No credit needed payment option that includes lease to own options.
When you are thinking to buy furniture with stylish look with durability, you may need to pay a huge amount of money. Bob’s furniture can be a good option to feed your needs. On the other hand, you may spend less as everyday low price is possible for only at Bob’s furniture. For more easily, you may opt for easy financing options with credit card which is affordable and easily payable consecutively on the basis of monthly payment.